If you recently opened a Chase Bank account, but you did not apply a coupon code at account opening in order to earn your cash bonus, then you can redeem coupon codes retroactively within your Chase Online Banking portal.
I just discovered this new coupon redemption feature within my Chase Bank online account, and when I contacted Chase customer service to find out more details, they weren’t even aware of it at this time, so it must be a brand-new option.
In the past, many Chase Bank Coupon Codes have provided the option to redeem your code in-branch within 7 days of account opening by presenting it to a banker.
However, this new feature allows you to redeem your coupon code directly online after you have opened your account.
How To Apply Coupon Codes Online After Account Opening
1. Log in to your Chase online banking account.
2. Go to the “Customer Center” in the top menu bar.
3. Go to “Redeem Coupon” under the title “Coupon Redemption” in the right sidebar.
4. Enter your coupon code and select apply rewards to either your personal or business account, depending on which type of account is eligible.
5. Verify your bonus details and confirm your offer.
Timeframe for Redeeming Coupons After Account Opening
Please note that Chase customer service was unable to verify how long you will have to redeem your coupon code online after you open your new account.
I would assume that the same 7-day timeframe would apply online, as it does for when you redeem coupons retroactively at a Chase Bank branch, but I cannot confirm that information.
Not All Coupons Can Be Redeemed Online
In some cases, you can Enter Chase Coupon Codes in the Online Application, but not all Chase codes can be redeemed online.
Some Chase coupons can only be redeemed in person at a Chase Bank branch, so it’s important to read the fine print on your coupon.
You can always give it a try online, but only certain codes will work both online and in-branch.
I would assume that in order to retroactively apply your coupon code online, it would have to be a coupon that was qualified for online applications in the first place, but that may not necessarily be the case.
Of course, there are some benefits to opening your account in-branch, like the Chase Military Banking Program, so that’s something to consider as well.
How To Retroactively Redeem Codes In-Branch
If you are unable to redeem your coupon online, then you may still be able to redeem it in-branch after you have opened your account.
In order to redeem the coupon, you would need to simply present the coupon to your Chase banker and request for them to apply it to your recently opened account.
Make sure that you check the fine print of your coupon to see if this option is available (it would be listed under the “Banker Instructions”).
I’ve seen this option available in the past, but not all coupons have it listed in the fine print, so it may not always work for all codes.
Remember, you would usually only have 7 days after account opening in order to retroactively apply your code in-branch.
You should also redeem your coupon before its expiration date, because it otherwise may not be accepted, even if the expiration date is after you opened your account but before you redeem it, although I’m not positive on that specific point.
This is a pretty nice new feature for Chase online banking to provide, so take advantage of it if you opened your account, but didn’t provide a bonus code at account opening.