The First Tennessee Bank Visa Signature Credit Card offers 15,000 bonus points when you spend $1,500 within the first 90 days, which is redeemable for $100 cash back, and there is no annual fee.
Plus, you’ll earn 2 points per $1 spent at restaurants and gas stations and 1 point everywhere else.
You can redeem your rewards points for cash back, travel, gift cards, and merchandise starting at 5,000 points.
First Tennessee Visa Signature Credit Card Details
Just visit this Promotional Link to apply online if you are already a First Tennessee Banking Online customer.
If you are not a First Tennessee customer already and want to apply for a new credit card account, you can either print an application and mail it to First Tennessee Bank or visit a financial center near you in Alabama, Arkansas, Georgia, Mississippi, North Carolina, Tennessee, or Virginia.
You may also wish to consider one of these First Tennessee Bank Checking Account Promotions if you plan on starting a banking relationship with First Tennessee Bank.
Earn 15,000 Bonus Points
You’ll earn 15,000 bonus points after $1,500 in purchases within the first 90 days of account opening.
To qualify for this offer, you must spend $1,500 in net purchases in the first 90 days from the account opening date.
Your 15,000 bonus points will be posted to the account by the fifth statement cycle.
Bonus points cash equivalent is considered income and reported on 1099-MISC.
Redeem 15,000 Bonus Points
It’s important to note that FTB Visa Signature Rewards Points are not worth 1 penny per point like many other credit card rewards programs.
However, you can still get some good rewards with your 15,000 bonus points.
Point Redemption Options
- 5,000 Points = $25 Cash Rebate.
- 7,500 Points = $50 Cash Rebate.
- 14,000 Points = $100 Cash Rebate.
- 25,000 Points = $250 Cash Rebate.
- 35,000 Points = $500 Cash Rebate.
- 7,500 Points = $50 FTB Visa Rewards Card.
- 14,000 Points = $100 FTB Visa Rewards Card.
- 35,000 Points = $500 FTB Visa Rewards Card.
- 14,000 Points = $100 Choice Hotels Gift Card.
So with your 15,000 initial bonus points, you can get $100 cash back or a $100 gift card.
If you save your points until you reach 25,000 or even 35,000 points, then you can get a much better redemption value.
There are a variety of other point redemption options available, but these are a few examples of what you can get with your points.
Check out ftbsignaturerewards.com for the full reward redemption availability.
If you are looking for an alternative credit card issuer to earn some new applicant rewards, then take advantage of this First Tennessee Visa Signature Credit Card to earn 15,000 bonus points with no annual fee.