Chase Bank personal checking account customers can get up to a 0.50% rate discount on new or used auto loans and vehicle loan refinancing.
If you have a Chase Personal Checking Account ($100-$300 Bonus), then you may want to consider a Chase auto loan or refinance to receive additional rate discounts.
Check out the Chase Auto Loan Page to finance a new or used car or refinance an auto loan.
Qualifying for Chase Auto Loan Rate Discounts
You get 0.25% off standard auto loan rates if you have a Chase personal checking account when you apply.
You get an additional 0.25% discount if you have your monthly loan payment automatically deducted from this Chase account, if you enroll at loan closing.
The additional 0.25% discount continues only for as long as you continue automatic deductions.
Rate discounts are subject to change at any time.
Discounts are only available when applying for new auto loans through a branch, online, or by phone with Chase, and they are not available on dealer financing.
You may also consider these Chase HELOC Rate Discounts if you are a Chase checking account customer.
About Chase Auto Loans
Chase offers car loans on most makes and models of new or used cars, small trucks, SUVs, and minivans.
Used cars can’t be 5 years older than the current model year and must have no more than 75,000 miles.
Vehicles cannot have been sold as scrap, have a branded or salvage title, which indicates a total loss due to collision, fire, hail or water damage, or be used for racing or hire, such as a taxi cab or chauffeured limousine, or for other commercial purposes.
To complete your car loan application, you’ll need:
- Your login ID and password for your Chase Online access (dealer purchase only).
- Personal information (including name, Social Security number, date of birth, address, phone and email address).
- Employment information and annual income.
- Loan amount you wish to finance and length or term of the loan.
- Loan type (refinance or dealer purchase).
- Vehicle information (including year, make, model and current mileage).
Take advantage of auto loan rate discounts for Chase Bank personal checking account customers.