The ELFI Education Loan Finance Program offered by SouthEast Bank can help you consolidate or refinance your student loans with manageable payments, affordable rates, flexible terms, no application fees, no origination fees, and no prepayment penalties.
Plus, when you start your application at this $300 ELFI Referral Bonus Link, you can earn up to $300 in bonus cash when you refinance your education loans with ELFI for a $15,000 minimum refinance balance ($100 bonus earned when you refinance your loan within 90 days of registering and an extra $200 bonus earned if you close your loan within 30 days of your initial application date).
Please note that the referral landing page does not specifically mention the $100 or $300 in bonus cash that you can earn, but as long as you click the “Start Your Application” button from the referral page to submit your Profile and apply for your student refinance loan, you will qualify for up to $300 in bonus cash. You’ll get $100 for closing your loan within 90 days of the application date and an extra $200 if you close your loan within 30 days for $200 in total.
Updated June 4, 2018 – Education Loan Finance Student Loan Contest: Education Loan Finance is giving away $50,000 towards student loan debt! All entrants have to do is produce a 20-second to 2-minute video showing how having no student loan debt would Empower A Brighter Future for you. They are accepting videos at elfi.wishpondpages.com/EmpoweredByELFI, and the complete rules can be found there as well.
Updated June 4, 2018 – Fast Track Bonus Increased to $200: Education Loan Finance has increased the amount of their Fast Track Bonus from $100 to $200 (and that’s on top of the $100 referral bonus for $300 in total bonus cash). All the applicant has to do is submit a completed application including submission of all required documents, and close the refinanced loan with Education Loan Finance within 30 days of initial application. The Fast Track Bonus will be applied to the borrower’s loan as a $200 principal reduction on the new loan.
About ELFI Education Loan Finance Program
- Variable Rates = 2.55% – 6.01% APR.
- Fixed Rates = 3.09% – 6.69% APR.
- Rate Check Does NOT Affect Your Credit Score.
- Terms from 5 to 20 Years.
- Loan Amounts from $15,000 to $250,000 or more.
- No Application Fees.
- No Origination Fees.
- No Prepayment Penalties.
- Apply Online in Just Minutes with Fast and Simply Application Process.
- Plans Available for a Variety of Budgets.
- Customer Care Specialists Available to Help You Find the Right Plan.
- Refinance Any Student Loan Debt that was used for Financing Your Education from an Approved Post-Secondary Institution.
- Optimize the Best Repayment Strategy for Your Specific Situation and Goals.
How To Earn $300 Bonus with ELFI Education Loans via Referral Program
1. Visit this $300 ELFI Referral Bonus Link and click the “Start Your Application” button.
2. Create a free Profile and apply to refinance your student loans.
3. Earn a $100 bonus for refinancing your loan within 90 days of your initial application date (this $100 bonus is via their referral promotion).
4. Earn an extra $200 bonus if you close your loan within 30 days of your initial application date (this $200 bonus is via their Fast Track Bonus).
5. You will receive your $100 referral bonus via a physical check that will be delivered to your address within 6 to 8 weeks after your ELFI loan has been disbursed.
6. You will receive your $200 Fast Track Bonus applied to your loan as a $200 principal reduction on the new loan.
That’s a total of $300 in bonus cash that you can earn for refinancing a student loan with Education Loan Finance for a minimum refinance amount of $15,000.
$300 ELFI Education Loan Refinance Bonus via Maximizing Money Partnership
Updated 6/4/2018 – $300 Bonus for Maximizing Money Readers: Maximizing Money has partnered with ELFI to provide our readers with up to $300 in bonus cash when you refinance your education loans. The terms of this promotion are identical to the ELFI Referral Bonus, so whichever option you choose, you will receive the same offer for up to $300 in bonus cash ($100 for closing loan within 90 days + $200 extra for closing loan within 30 days).
Just visit this ELFI $300 Maximizing Money Partnership Link and click the “Apply Now” button to start your application.
You must create your free profile and complete your online loan application in order to qualify for up to $300 in bonus cash.
You’ll Get the Following Bonuses:
- $100 Maximizing Money Cash Bonus for Completing Your Loan within 90 Days of Your Initial Application Date (for Maximizing Money readers).
- $200 ELFI Fast Track Bonus if You Close Your Loan within 30 Days of Your Initial Application Date (for all applicants and can be combined with Maximizing Money reader bonus).
In order to obtain your bonuses, the minimum refinance balance required to refinance education loans with ELFI is $15,000.
All referral bonuses will be issued to you via a physical check that is sent to your mailing address within 6 to 8 weeks after the ELFI loan has been disbursed.
All Fast Track Bonuses will be applied to the borrower’s loan as a $200 principal reduction on the new loan.
You are eligible to earn the $300 in bonus cash as long as you are not a current ELFI customer and have not held an ELFI loan account within the past 24 months.
After you qualify for the $300 student loan refinance bonus, you could also earn extra cash for referring your friends to refinance with ELFI.
Please note that the promotional page only shows the $100 bonus that is available for Maximizing Money readers, but there is an additional $200 Fast Track bonus available as well on all loans closed within 30 days of your application for a total of $300 in cash rewards, and you must sign up through the Maximizing Money promotional page (or any referral link in this article) in order to qualify for both promotions.
How To Apply for ELFI Education Loans
1. Make sure that you start your application through this $300 ELFI Bonus Promotional Page, so that you can qualify for up to $300 in cash rewards.
2. Then simply create a profile on ELFI to provide some basic information about yourself and your loan needs.
3. Use ELFI’s easy pre-approval process to see if you qualify before completing the full application.
4. Upload your documents electronically, and ELFI will send you a firm interest rate offer once your documents are verified and approved.
5. Sign your new loan agreement electronically and set up auto-debit payments.
Eligibility for ELFI Refinancing
- All loans are subject to credit approval.
- Must be a U.S. citizen or permanent resident alien without conditions and with proper evidence of eligibility.
- Must be at the age of majority or older at the time of loan application.
- Must have earned a bachelor’s degree or higher from an ELFI approved post-secondary institution and program of study.
- Must reside in a state in which ELFI is authorized to lend.
- To Be Eligible for the $300 Bonus: You Must Not Be a Current ELFI Customer or Have Held an ELFI Loan Account within the Past 24 Months.
- To Be Eligible for the $300 Bonus: The Minimum Refinance Balance Required to Refinance with ELFI and Obtain the Bonus is $15,000.
- Employees of SouthEast Bank and its Affiliates are Not Eligible for Earn Bonuses.
ELFI Referral Program $400 Cash Bonuses
After registering, you can can also participate in the ELFI Referral Program to earn $400 in bonus cash for referring your friends to ELFI.
Simply Register for this $300 ELFI Bonus Promotion, and once you create your free profile account, you will be given the option to complete a second registration for their referral program.
You can also visit the “Affiliates” link in the footer of their website to register for the ELFI Referral Program.
You can then invite your friends to ELFI via email, social media, or links on your own blog or website.
You’ll receive a $400 cash bonus when a new customer refinances their existing education loan with ELFI through your referral link.
Plus, your referrals will receive up to a $300 cash bonus when they register through your ELFI referral link before refinancing their student loans, so everybody wins.
There is no limit to the number of people that you can refer, so you can earn a $400 bonus for every new refinance customer that you refer indefinitely.
Take advantage of the ELFI Education Loan Finance Program from SouthEast Bank to earn up to a $300 cash bonus when you refinance your education debt and earn a $400 cash bonus for referring your friends to ELFI.
If you’re considering refinancing your student loans, you may also wish to check out these other services that offer special education refinance bonuses, including Credible ($1,000 Bonus) and Social Finance ($100 Bonus) for additional options.